Need More Cash for Your Real Estate Deals?

If so, then you’re going to love what you’re about to discover. Please keep reading…

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Dear friend,

If you’re a real estate entrepreneur of any sort – whether a buy-and-holder or a flipper like me – I have something very important to share with you. And when you grasp it, I expect it’ll seriously improve the shape of things to come in your real estate endeavors.

Well get ready, because I’m about to flip the switch for you. As you sit here reading this letter, you’re going to quickly discover how you need to start tapping into and leveraging one of the biggest secret weapons for savvy real estate investors today. You’ll be surprised to learn how it’s just been hiding in plain sight all this time, just waiting for you to notice it. (Go ahead and kick yourself…I did. It’s kind of freeing. )

And the further along you read…the more you’ll grasp the raw power of what you’ve been missing out on all this time…and you’ll realize exactly why real estate’s “good old boys club” work so hard to keep this so close to the vest.

I’m a “brass tacks” kind of guy, so let me cut right to the chase…

I know. It’s a big question with even bigger implications. But imagine for a moment… What would a big pile of additional cash do for your real estate endeavors? What possibilities would it open up for you?

• Could you do more deals?
• Better deals?
• Bigger numbers and larger spreads?

Of course you could! So how would you feel if I just flat out solved this problem for you right here, right now?

Hi, I’m Russ Lebrasc, and before we go another step, I think you should know that…

• I’m not a real estate guru,
• I’m not a professional seminar speaker,
• And I’m not a full time information marketer.

The fact is, I’m just a simple real estate investor like you. We both put our pants on the same way – one leg at a time. I also happen to be addicted to real estate and truly believe it’s one of the richest opportunities of our lifetime for average Joes like you and me.

But even with acres of diamonds all around us, we still have this nagging problem of lacking sufficient cash for deals, don’t we?

If I’ve struck a cord with you here, let me just say…you are not alone. I’ve certainly been there, along with thousands of others like us who are struggling with the very same issue. In my view it’s easily the single biggest Achilles heel facing investors across the board today.

Let’s not sugarcoat it: Making a killing in this business means being able to strike when the iron is hot. And if you don’t have the capital available to make that happen, then you may as well hammer that last nail in the coffin your business is lying in.

But the great new is, you don’t have to struggle with it any longer.

…and I’m happy to share them with you. But first you should know I’m NOT talking about:

• Hard money loans (So expensive!)
• Private money loans (Very finicky, SEC issues galore, and can be really hard to find)
• 50/50 deal partnering (Give up half your profit? Really?)
• Friends/family (Yikes!)
• Retirement funds / 401K / IRA (Double yikes!)

It’s true, these can all be viable sources for real estate deal capital in certain situations… But I’m thrilled to say I don’t have to use any of them anymore. And I’ve never looked back.

A few years ago I stumbled upon an incredible, little-known resource for capital that puts everything else at a distant second. It’s far cheaper and much easier to tap into than any of these, and since discovering it, I’ve never had a lack of cash for my deals.

In fact, I’ve got more deal capital available to me for my residential flips than I know what to do with most of the time -- w hich, as you might imagine, is a pretty fantastic problem to have!

Ready for that light bulb? Here goes…

Yes, you heard me right. And most people have no clue how easily you can access large chunks of cash for your deals like this.

The simple fact of the matter is this: The right banks will hand you the money you need …if you only know who and how to ask.

Business Credit has been around for ages. It’s a long established relationship banks have enjoyed with brick and mortar business — a normal way many business help take care of the overhead of day to day operations. They might utilize business credit for things such as office supplies and equipment, meeting payroll, utilities, paying vendors, etc. Basically for any expense the business needs to manage in it’s day to day operations, business credit can be leveraged.

That’s right, I’m talking about unsecured business credit, meaning…

• It’s not, in fact, tied to your personal assets…
• It does not appear on personal credit report…
• And you do not need to give your personal or business financial statements or tax returns for many loans.

I know it may sound hard to believe, but it’s true. And frankly that’s exactly why so many people don’t think about utilizing Unsecured Business Credit (or “UBC” as I like to call it)…because they mistakenly believe it sounds just too good to be true.

(1) Who to ask (and who not to)
(2) What to say (and what not to)
(3) How to posture yourself

That’s it. It’s not rocket science, folks.

But in all fairness, I’ll caution you that there are some crucial factors hidden within those three steps. And if you miss them, it’s basically the kiss of death to your efforts to secure business credit. (Ask me how I know that! )

But learn them and get them right, and like me, you can create money virtually out of thin air. I’m talking about lines of $20K, $50K, $100K, $200K, $300K and up. And multiples of them…all on tap for you to use in the day to day operations of your real estate business. (And what’s your single biggest day-to-day capital need again? It’s cash for your deals!)

Yes, you can tap into this honey pot, and you can do so 100% honestly, ethically and above board. Take it from me. I’ve stood in the very shoes you’re wearing now. I’ve been there, done that, and got the t-shirt.

But today I’ve unleashed more deal capital available to me for my residential flips than I know what to do with most of the time – I’ve got around 1.2 million dollars of unsecured business credit as of the time I’m writing this…and that sum’s getting larger all the time.

Look, I’m not saying that to brag. I just know the proof’s in the pudding, and it’s important for you to know this isn’t just a bunch of shiny, happy feelings and double rainbows. I now have access to more deal funding than I can use. This is my reality -- and that of a select few others who have discovered how to tap into it. I enjoy the luxury of being able to pull the trigger quickly whenever I need to.

No more pre-approvals needed…

No more problems getting proof of funds…

No last minute stipulations…

No more hassling with inspections or bothersome draws…

No more wondering if I can actually close on the deal I just offered $240,000 for…

Get the picture?

When a hot deal drops in my lap, I can now confidently make an all cash offer, quickly and easily. One with no contingencies and a hefty earnest money deposit. And what’s more, 9 times out of 10 my offer will shine brighter than anyone else I might be competing against. Wondering why?

So let me ask you then…

What if a fellow real estate investor (like me) who’s already walked down this path (the longer, harder way), was willing to teach you exactly how to get access to unsecured business lines of credit to fund your business? What if I were to share with you exactly who to talk to, what to say, what not to say, how to posture yourself…

…Basically what if I offered you a huge short cut that virtually eliminated your learning curve, skipped you to the head of the line, and flat out handed you the keys to the unsecured business credit castle?

It happens a lot actually…When people find out what I’ve been able to accomplish through UBC, I get asked to share the secrets of how others can duplicate it all the time. So that’s exactly what I’ve decided to do…

If you know you need more funding for your deals, I can help you make that happen. I can do this because I’ve mapped the whole process for you, from A to Z, leaving no stone unturned. And what’s even better is, unlike most everything else I’ve ever seen on this topic, I’ve blueprinted this for you from a true, real world investor’s perspective.

Look, I’m not a fancy pants marketing guy. It’s just not me. I’ve bought my fair share of courses over the years -- some of them very good investments and others not so much. I’ve got more 3-ring binders full of fluff than I know what to do with.

I hope you don’t mind, but I’m taking a different approach…

I’ve put this information together for you with zero fluff. Rather than a big box of junk to ship you, I’ve wrapped it all up for you in 10 easy to consume video lessons you can watch online at your leisure. They’re easy to follow, with detailed notes to go along with each. You can easily take them in one or two at a time, and by the time you get done with these 10 lessons you’ll be well equipped with everything you need to know go to secure all the unsecured business credit you need right away.

Does that sound like a good plan to you? I think so. So let’s take a quick look and see…

Module 1: First Things First

Simplifying things is important to me. So we start at the beginning, with an orientation of sorts that sets the stage for everything else. You’ll learn…

……Exactly where you’re going (what’s ahead in the training)
……What you’ll be learning every step of the way
……How to best consume and digest it
……How to get the most out of it possible
……A little more about me, my business model, and my personal experiences with UBC
……One big, fat assumption I want to squash right from the start

When you walk into a new shopping mall for the first time with no clue of the layout, what’s the first thing you typically do? Look for the mall map! The one with the little, red dot that says “you are here” and reveals where everything else is.

So consider this module your mall map to the rest of the course.
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Module 2: Intro to Unsecured Business Credit

Next we’ll dig into laying some groundwork, fundamental concepts and key principals. Which is is probably THE most important part…

……What is Unsecured Business Credit (UBC) in reality?
……Is UBC ever tied to your assets?
……When do (and don’t) personal/business financial statements come into play?
……When do (and don’t) your tax returns come into play?
……Alternative ways you can leverage UBC in real estate (besides cash for deals)
……HELOC vs. UBC
……Private Money vs. UBC
……Hard Money vs. UBC
……UBC Cards vs. UBC Lines
……Why I buy properties one way, and pay for rehab materials/costs another way

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Module 3: How Personal and Business Credit Effect Each Other

There’s a handful of important things you need to know about personal credit, business credit and how they play together. And that’s just what this module lays out for you…

……The nitty gritty on personal credit scores — how much does it really matter?
……Will inquiries show up and ding your credit?
……What’s the “target number” the banks are really looking for today?
……When will (and won’t) business cards and business lines show up on your personal credit?
……How does the “personal guarantee” come into play? How much does this matter?
……Full doc vs. No doc vs. Limited doc
……One way to ensure your credit score isn’t an issue at all
……Personal reporting and monitoring
……101 on business credit scoring, reporting & monitoring (entirely different from personal)
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Module 4: Two Critical Things You Must Know

There are pieces to the UBC puzzle that are absolutely crucial for you to understand. These are the two “deadly sins” you should never commit, and they both revolve around how you posture yourself and what you ask for from any bank you approach for unsecured business credit. This involves a critical mental shift that helps ensure the banks put you in the right “box”.

Frankly it’s because of committing one or both of these “deadly sins” that most every real estate investor who tries to go after UBC faces dismal results.

Said another way, either of these two things wrong, and you don’t stand a prayer. Expect failure again and again. But get them right, and it’s money in the bank.

Because of their critical importance to your efforts to secure business credit, I’ve chosen to set aside this entire module just for these two items.

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Module 5: Important Stuff You Need to Have
(Or Put) in Place

Here’s a truism you’ve probably heard a million times before:
You never get a second chance to make a first impression.

With this in mind, you need to make good and sure that “your house is in order” from the bank’s perspective before you even approach them.

Otherwise you’re toast. Which is kind of the opposite of our goal here.

So in this module I walk you through a short checklist of easy (but critically important) items you’ll need to take care of before you even think about asking for business credit.

Go through it with me, take a little time to work through the checklist with me, and you’re golden.

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“Real estate is going to be my route to freedom, but I first had to find the money to do the deals to move forward. Finding the money seemed to be my biggest concern. Russ told me how to approach the banks and it worked well. I listened to Russ’ advice, followed through, and found the lines of credit that I needed. ”

Carolyn Samra, St. Louis, MO

Module 6: Setting Up a New “Business”

Any bank from which you’ll be asking for credit will want to see that you run your business professionally…which means keeping it separate from your personal life.

This course is not intended to give legal advice or be a soup-to-nuts course on how to setup/structure business entities. But I do want to cover the key elements of why and how you’ll want to setup a “new business” before you ask for UBC…

……What makes a “business”?
……Why a business entity?
……What are your options? (C vs. S vs. LLC/LLP)
……Which entity do prefer personally, and why?
……The three ways you can go about setting it up
……After you setup your business entity, how quickly can you start applying for lines of credit?
……Can you get business credit for a business you setup a while ago?
……Should you consider buying a “shelf corp”?

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Module 7: How to Find the Right Banks

Not all banks are created equal…not by a long shot. And which banks are ideal to target for UBC and which are best left alone can be a huge time and energy saver. And that’s exactly my goal here.

So in this module we discuss…

……The 3 types of banks
……Which one’s I like to target first, and why
……Who’s giving the money, and who’s not
……How to find banks offering UBC on your own
……How to find banks offering UBC that I suggest
……The 3 “code names” you’re looking for as clues that a bank is offering the right kind of unsecured credit product
……A personal walk-through of the single best website I’ve seen on the internet today for finding banks that provide the right kind of unsecured business credit

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Module 8: 12 Keys to Getting Approved

My overarching goal here is to make getting UBC as A-B-C easy as possible for you. To this end, I’ve isolated the 12 main keys to getting you from application to liquid cash. Key items like…

……Business entity, years in business, and ways around it
……Your stated purpose
……Type of email address and business address
……Choice of business name
……Tax Identification
……Number of employees
……Nature/type of business
……Gross vs. Net sales
……Title and personal info
……And more…
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Module 9: How to Apply (Going for the Gold and Getting It)

People tell me all the time that filling out the application is one of the most intimidating parts of the whole process to them. But it doesn’t have to be!

I’ve made it super easy for you in this module, by first explaining the types of applications you might expect to encounter, the 3 different ways you can apply (and what I recommend), plus some real-life examples of my most recent UBC approvals, and how I secured them.

Then we demystify the application process completely by walking you gingerly through a real world application, line by line. We carefully explain each item, and explain how it should be filled out to stack the deck in your favor.

If you’re ever unsure of which boxes to check, what to say or how to say it, consider this module is your everlasting security blanket.

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Module 10: You’ve Got Business Credit…
…Now What?

If you’ve followed along with everything covered in the first 9 modules, then congrats! You’ve successfully secured a big heap of unsecured business credit to use in your real estate endeavors.

But you’re not done yet! Your training wouldn’t be complete without three final tactics I have to share with you. Employing these tactics after you’ve got UBC will help you:

……(1) Keep the credit you’ve been given
……(2) Get your credit limits boosted as quickly as possible
……(3) Keep getting approved for more lines of credit, over and over again.

Sure, I had to learn these tactics the hard way. But why should you? Consider this module the sweet cherry on top of everything else!

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So that’s the core course I’ve put together. It covers everything you need to know to take the bull by the horns, and go grab all the deal funding you need from banks today.

“Having been in the same mastermind group with Russ for the last year, it’s been a pleasure getting to know him as a friend, and also having the opportunity to learn from his vast experience and knowledge in the area of unsecured business lines of credit. I know hundreds of investors from all over the country, but I don’t know anyone else with the expertise Russ has on this topic -- he is truly an expert. After reviewing his training, I give it two very enthusiastic thumbs up and confidently recommend it to anyone looking to take their real estate investing biz to the next level!”

Steph Davis, Tampa, FL

Bonus 1: My Big Banks List (Value: $97)

In the course videos, I lay out exactly how you can go about finding banks that offer the right unsecured business credit products yourself. But with this bonus, you won’t even need to…because I’ve done it all for you.

This is a private, password-protected web page containing my looooong (and ever expanding) list of banks I’ve discovered and personally identified as offering the right kinds of UBC products. In fact, I’ve included a direct link to the right portion of each bank’s website. So you won’t even have to hunt around for the right part of their website -- I’ve done all the heavy lifting for you.

This is a list I keep up to date personally, and it’s a huge time and energy saver for you. I’m thrilled to be able to include it for you as an added-value to your training.

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Bonus 2: Study Guide “Cheat Sheets” for All 10 Modules (Value: $270)

I’ve mentioned before that my goal is to demystify UBC, and make the whole process as simple and straightforward and possible. And it stands to reason that you should get the very most possible out of each and every training session.

With this in mind, I’ve included a downloadable “cheat sheet” study guide in PDF format -- one for each of the 10 modules.

The idea is to engage you in multiple ways, to help you learn and retain as much as possible. So you’ll find each “cheat sheet” outlines the key points for that module, with blanks for you to fill in as you go along through each module with me.

When you’re done, these “cheat sheets” will be your “Cliff’s Notes” to the whole course.

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Bonus 3: Credit Freedom -- Insider Secrets to Repairing Your Own Credit (Value: $397)

As you might expect, my expertise in the business credit arena often brings questions about how personal credit, especially how to effectively repair it if your credit is damaged.

Admittedly I’m not a personal credit expert, but my good friend Jason Palliser just happens to be. So I called in a favor and got him to agree to a private session together — a true insider’s guide on repairing your own credit.

And let me just tell you, what I learned from Jason has blown my mind. This is NOT the same old stuff you’ve always probably heard about writing letters to credit bureaus and hoping for the best.

Jason is a man of many hats,…

• One of the biggest, most widely known mortgage brokers in the country with a specific expertise in investor loans (He’s closed well over 3,000 loans…yes, three THOUSAND)
• He’s a certified instructor with Robert Kiyosaki’s “Rich Dad” education
• He funs an in-house credit repair service as a service for his clients
• And he’s also creator and founder of the REI black book.

In this session you’ll uncover a wide array of concepts, principals and specific tactics you can employ to dramatically improve your personal credit rating in the fastest time possible. This is NOT a “canned” presentation, and frankly I think thanks to our friendship Jason ended up sharing a number of items he never even anticipated.

Trust me, if you’ve ever wanted to clean up your personal credit in the slightest, this session is pure gold for you. Frankly what you’ll learn in this session alone is worth more than the price of my entire course.

It seems most of the real estate courses I see out there nowadays are at least a thousand bucks. Many are trending on up to $2,000 or even higher.

I’m not saying they’re not worth it…if it’s good, well done, practical, money-making education, it stands to be a wise investment that’ll pay huge dividends when you apply it.

And seriously…if I handed you everything you need to go secure hundreds of thousands (or even millions) of dollars in liquid deal capital, would it be a wise investment to make at the going rate of $1,000-$2,000? Sure it would…

But still, as immensely valuable as it is, there’s something inside me that wants to keep this information within reach for as many people as possible. So in line with this, I’m extremely proud to keep the price point well below what you might expect.

You can get instant access to all 10 password protected video modules, plus all bonuses you see above, for Only $497!

I’m sure you’ll agree, this is well below what most people are charging for this type of information. And it makes me very happy to provide such a great value to my colleagues in the real estate industry.

So there you go, partner. That’s what I’ve got, and what it can do for you. Now you know. And knowing is half the battle, right? (thanks, GI Joe.) But the next step is up to you, isn’t it?

“Russ, thanks to your course our eyes were opened to using lines of credit. While rehab loans are almost impossible to find these days, we now have more than enough capital available in LOC’s to operate and even expand our rehab business. Using your well placed suggestions and terminology has made access to funds almost a no brainer. Knowing how to approach it, what terms to use, and to avoid, opened the doors. Yes, we did have to push ourselves to make those first calls, but the results were well worth it. Your course showed us how to approach it legitimately, how to describe our needs in terms that banks and others could understand and deal with in today’s environment.

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And once you opened our eyes to LOC’s we have found them in more places that we ever thought. What a game changer! No more bank draw schedules and we fund deals faster and easier than ever before. We bought one in 3 business days (over the Christmas holidays no less), and we signed one yesterday that closes in less than 2 weeks. While others are hunting for money, we are buying and rehabbing properties.”

Tim Poffmann, Baltimore, MD

Now that the light bulb’s on, are you going to strike while the iron is hot? Or are you happy enough with more of the same? Frankly I think you’re ARE smarter than a 5th grader – but maybe it’s just me. So go ahead…take the bull by the horns and do what you gotta do to set yourself up for success from here on out, OK?

Thanks for stopping by and reading my letter here. I hope to see you on the inside.

Blessings,
~ Russ Lebrasc

“Russ’s course is jam packed with awesome actionable content. Russ really gets to the bones of what you need to do to be successful at acquiring business credit as a real estate investor.”

Dr. Lawrence Roberts, Mobile, AL